September 2022 issue contents
Confidence Cycles and Liquidity Hoarding

Volha Audzei
Czech National Bank

Abstract

Market confidence has proved to be an important factor during past economic crises. In this paper, I incorporate a model of the interbank market into a DSGE model, with the volume of lending depending on market confidence. I conduct an exercise to mimic some central bank policies: provision of liquidity and reduction of the reserve rate. My results indicate that policy actions have a limited effect on the supply of credit if they fail to influence agents' expectations. A low reserve rate policy worsens recessions due to its negative impacts on bank revenues.

JEL Code: E58, E65, E71, G01.

 
Full article (PDF, 40 pages)

Online appendix (PDF, 22 pages)